No AI inventory exists

Why underwriters ask about it

the first question on every AI-aware application is what AI the business uses. "We're not sure" is the answer underwriters trust least.

How to fix it

1. List every tool that answers, writes, books, or decides for you: website chat, phone answering, booking, email autoresponders, CRM assistants, quoting tools, content tools, and anything staff use personally for work.
2. Check bank and card statements for AI subscriptions you forgot about.
3. For each tool record five things: name, what it does, who owns it internally, what data goes into it, what it's allowed to do on its own.
4. Date the document and set a repeating calendar reminder to review it quarterly.