Why underwriters ask about it
"in the style of [famous artist]," celebrity likenesses, and borrowed logos are the shortest path from a Facebook ad to a demand letter.
How to fix it
- Ban three prompt patterns in your policy: named artists' styles, real people's likenesses, and other companies' names or logos.
- Where you need certainty (a big campaign), use licensed stock or commissioned work instead.
- Record the source of every image on your site and ads: AI-generated, licensed, or original.
Evidence to keep
the banned-patterns list and the image source record.