Why underwriters ask about it
every remedy above produces a document. Together they are the evidence package — the thing that turns "we use AI carefully" into something an underwriter can actually read.
How to fix it
- Assemble one folder: AI inventory · authority sheets · the one-page policy, signed · accuracy test log · training log · incident log · coverage inventory.
- Date the folder; refresh it quarterly with the inventory review.
- This folder is what the audit scores, what the seal certifies, and what goes — through your broker — to any insurer who asks.
Evidence to keep
the package itself. It is the evidence.